Types of cover

Private health insurance policies offer hospital cover and extras cover (general treatment).

If you want both, you can take out a packaged cover or mix and match separate hospital and extras products to meet your needs.

Hospital products

Most hospital products are available stand-alone. Gold Hospital is only available with an extras product.

Extras products

All extras products are avaialble to mix and match with standalone hospital products.

Packaged products

Packaged covers are a set combination of hospital and extras products.